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Terms and Conditions

Last Updated: September 1, 2024
Welcome to sebCFO.com. By using this website, you agree to comply with and be bound by the following terms and conditions of use, which govern sebCFO’s relationship with you in relation to this website and the services provided. If you disagree with any part of these terms and conditions, please do not use our website.
 
1. Introduction
These terms and conditions (“Terms”) govern your use of sebCFO.com (the “Website”). By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms, in accordance with the laws of the State of New York.
 
2. Services Provided
sebCFO provides a range of fractional CFO services, including but not limited to:

  • Financial Consulting: Advisory services for financial strategy, analysis, and optimization.

  • Bookkeeping: sebCFO offers bookkeeping services to maintain accurate records of financial transactions, including general ledger maintenance, bank reconciliations, and financial statement preparation.

  • Tax Services: sebCFO provides tax planning and filing services, focusing on compliance and optimization of tax liabilities, in conjunction with certified public accountants.

  • Custom Solutions: Tailored financial models, dashboards, and reports designed to meet the unique needs of each client.


Disclaimer: sebCFO does not provide legal advice. You should consult with an attorney for such matters.
All services are subject to individual engagement agreements. Payments for services are non-refundable unless explicitly stated in the engagement agreement.
 
3. Eligibility
You must be at least 18 years old and possess the legal authority to form binding contracts under applicable law to use our Website or engage our Services.
 
4. Intellectual Property Rights
All content on this Website, including but not limited to text, graphics, logos, images, and software, is the property of sebCFO and is protected by United States and international copyright laws.
Custom Financial Solutions: Any proprietary financial models, reports, or other intellectual property developed by sebCFO for a client shall remain the property of sebCFO, unless otherwise stated in a specific engagement agreement. Clients receive a limited license to use the deliverables for internal business purposes only.
You may not reproduce, distribute, or use any content from the Website without prior written permission from sebCFO.

5. Limitation of Liability & Indemnity
To the fullest extent permitted by New York law, sebCFO and its employees, officers, directors, and agents will not be liable for any indirect, incidental, punitive, or consequential damages arising out of or in connection with your use of the Website or Services. sebCFO’s total liability for any claim arising under these Terms, including for any implied warranties, is limited to the amount you paid to sebCFO for its Services.
Indemnification: You agree to indemnify, defend, and hold harmless sebCFO and its affiliates from any claims, damages, liabilities, costs, or expenses arising out of your use of the services or your violation of these Terms.
Force Majeure: sebCFO shall not be liable for any failure or delay in the performance of its services due to causes beyond its reasonable control, including but not limited to natural disasters, pandemics, acts of government, war, strikes, or other events beyond the control of sebCFO.

6. User Responsibilities
You agree to use the Website and Services only for lawful purposes and in a manner that does not infringe the rights of, or restrict the use and enjoyment of the Website by, any third party. Prohibited conduct includes:

  • Violating local, state, national, or international law;

  • Misrepresenting your identity;

  • Interfering with the security or operation of the Website;

  • Distributing any malicious code, including viruses or harmful data.

Financial Data Accuracy: Clients are responsible for ensuring that the financial data provided to sebCFO is accurate, complete, and up-to-date. sebCFO will not be responsible for any errors or omissions arising from inaccurate data provided by the client.
Confidentiality: sebCFO will take all necessary steps to protect the confidentiality of your financial information, in line with industry standards. Clients agree to keep any sensitive information shared by sebCFO confidential.

7. Third-Party Links & Services
Our Website may contain links to third-party websites or services that are not owned or controlled by sebCFO. We are not responsible for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that sebCFO shall not be responsible or liable for any loss or damage incurred as a result of using such third-party websites or services.
If you engage third-party services such as QuickBooks or other financial management tools integrated with our services, you understand that sebCFO is not responsible for any errors, issues, or breaches arising from the use of those third-party services.

8. Privacy Policy
Your use of the Website is also subject to our Privacy Policy, which outlines our practices concerning data collection, usage, and disclosure. By using the Website, you consent to the use of your information as described in the Privacy Policy.
We adhere to applicable data protection laws, including the U.S. data privacy laws and, where applicable, the General Data Protection Regulation (GDPR) regarding the collection, storage, and processing of financial information.

9. Termination
We reserve the right to terminate or suspend your access to the Website or Services at any time, without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, sebCFO, or third parties.
If services are provided on a recurring basis, either party may terminate the agreement with 30 days' written notice. Upon termination, all outstanding fees must be paid within 30 days of the termination date.

10. Governing Law & Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. Any dispute arising out of or relating to these Terms, or the breach thereof, shall be exclusively resolved in the courts located within New York, NY.
Alternative Dispute Resolution: In the event of any disputes arising from these Terms, you agree to first seek to resolve the issue informally by contacting sebCFO. If a resolution cannot be reached, the parties agree to submit any disputes to mediation. If mediation fails, the dispute shall be resolved through binding arbitration in New York, NY, in accordance with the rules of the American Arbitration Association.
Legal Fees: Each party shall bear their own legal fees and costs unless otherwise determined by the court or arbitrator.

11. Changes to Terms
sebCFO reserves the right to modify these Terms at any time. Any changes will be posted on this page, and we will indicate the updated date at the top of the page. Users will be notified of significant changes and given 14 days to review. Continued use of the Website or Services after the changes go into effect constitutes your acceptance of the modified Terms.

12. Non-Solicitation and Non-Compete
Clients agree not to solicit or hire any sebCFO employees or contractors during the term of the engagement and for 12 months after the termination of the engagement. Clients also agree not to engage in a competing business that offers similar services to those provided by sebCFO during the engagement and for 12 months afterward.

13. Client Cooperation
Clients agree to provide all required information, documents, and access necessary for sebCFO to perform its services in a timely and accurate manner. Failure to do so may delay the delivery of services, and sebCFO will not be held responsible for delays caused by such omissions.

14. Feedback and Improvements
sebCFO may use any non-personal feedback, suggestions, or data provided by clients for improving its services, products, or website. Clients agree that any feedback shared with sebCFO becomes the property of sebCFO to be used for service enhancement without additional compensation.

15. Contact Information
If you have any questions or concerns about these Terms, please contact us at:

sebCFO
info@sebCFO.com

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